Patrick Howard

Chief Underwriting Officer

Patrick serves as Chief Underwriting Officer for Howard Insurance. In this role, he leads all aspects of the firm’s underwriting strategy and establishes procedures for delivering tailored risk management solutions to the firms’ clients.

For over 15 years, Patrick has endeavored to achieve the highest level of understanding of the various insurance market offerings and capabilities. His advanced design, implementation, and optimal risk management strategies have been applied by companies and organizations in sectors from construction and real estate to philanthropy.

Patrick graduated from the Honors Program at the University of Maryland, earning his undergraduate degree in English, with concentrations in Rhetoric and Linguistics. He is a graduate of Leadership Montgomery and actively involved with several local charities, serving as board chair of Reach Incorporated (a DC-based educational nonprofit), President of the Metropolitan Washington Association of Independent Insurance Agents (MWAIA), and serves as DC's State Director on the national board of the Independent Insurance Agents & Brokers of America (IIABA).

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